YOUR COMMUNITY PARTNER

Contact Us at: 1-800-780-4808

Personal Banking

  Interest Service Charge Minimum
To Open
Key Perks

Simple Checking

No None $5
  • Notary
  • No Minimum Balance
  • Estatements
  • Free E-Statements
  • Free Bill Pay
  • Unlimited Electronic Transactions
  • 15 ATM withdrawals per day; limit $500.00*
  • 20 VisaCheck Card transactions per day; limit $2,000.00* 

TCBanytime Internet Banking with Bill Pay available at no additional charge 
**All rates and terms are subject to change without notice**

Value Checking

No $1.95 $5
  • Identity Theft Protection
  • Notary
  • No Minimum Balance
  • Unlimited Check writing
  • IDentity Thefy Protection
  • Monthly Maintenance Fee is $1.95
  • Unlimited check writing
  • 15 ATM withdrawals per day; limit $500.00*
  • 20 VisaCheck Card transactions per day; limit $2,000.00*

TCBanytime Internet Banking with Bill Pay available at no additional charge
**All rates and terms are subject to change without notice**

Positive Checking

No $11.95 $5
  • No NSF Fee's
  • Identity Theft Protection
  • Notary
  • IDentity Thefy Protection
  • Never receive a NSF charge 
  • Monthly Maintenance Fee is $11.95  
  • 15 ATM withdrawals per day; limit $500.00*
  • 20 VisaCheck Card transactions per day; limit $2,000.00*

TCBanytime Internet Banking with Bill Pay available at no additional charge 
**All rates and terms are subject to change without notice**

Advantage Checking

No $8 or $9
Depending on Insurance amount
$5
  • Identity Theft Protection
  • Notary
  • Accidental Death Insurance
  • Free Club Checks
  • IDentity Thefy Protection
  • Unlimited Check Writing
  • Clubline checks at no additional charge/Specialized checks at ½ price (up to $15.00)
  • No minimum balance required
  • Savers Guide book with internet access to local discounts
  • Credit Card protection service
  • Notary service
  • Cashiers checks at no additional service fee
  • Money orders at no additional service fee
  • A monthly service fee will be charged to this account depending on the amount of Accidental Death & Dismemberment insurance coverage obtained:
  • Plan Coverage Monthly Fee
    Basic $10,000 coverage* $8.00
    Family $30,000 coverage* for member
    $1,500 coverage for each dependent child
    $9.00
    *All coverage is divided equally among joint account holders
  • 15 ATM withdrawals per day; limit $500.00*
  • 20 VisaCheck Card transactions per day; limit $2,000.00*
  • TCBanytime Internet Banking with Bill Pay available at no additional charge

**All rates and terms are subject to change without notice**

Advantage Plus

No $4 or $5
Depending on Insurance amount
$5
  • Identity Theft Protection
  • Notary
  • Accidental Death Insurance
  • Free Club Checks
  • For customers age 62 or better
  • Same benefits as Advantage Checking 
    Plan Coverage Monthly Fee
    Basic $10,000 coverage* $4.00
    Family $30,000 coverage* for member
    $1,500 coverage for each dependent child
    $5.00
    *All coverage is divided equally among joint account holders

TCBanytime Internet Banking with Bill Pay available at no additional charge
**All rates and terms are subject to change without notice**

NOW

Yes $10 - Ask how this can be waived $1,000
  • Notary
  • Interest Bearing
  • No monthly service fee if minimum daily balance is $1,000.00 or more
  • A monthly low balance fee of $10.00 will apply if minimum daily balance falls below $1,000.00 
  • $1000.00 to open
  • Interest paid on tiered schedule as follows:
    $.01 - $999.00 = 0.00%
    $1,000 - $7,499.99 = 0.025%
    7,500 and above = 0.05%
  • Customer will pay for printed checks
  • 15 ATM withdrawals per day; limit $500.00*
  • TCBanytime Internet Banking with Bill Pay available at no additional charge
    *Rates may change after account opening
    *Fees may reduce earnings
    *APY= Annual Percentage Yield
  • 20 VisaCheck Card transactions per day; limit $2,000.00*

**All rates and terms are subject to change without notice**

Elite

Yes $15 - Ask how this can be waived $50,000
  • Notary
  • Interest Bearing
  • A monthly low balance fee of $15.00 will apply if minimum daily balance falls below $50,000.00
  • Interest paid on the daily balance
  • ATM/Visa Check Card Privileges same as Citizens Advantage

Money Market

Yes $15 - Ask how this can be waived $2,500
  • Notary
  • Interest Bearing
  • A monthly low balance fee of $15.00 will apply if minimum daily balance falls below $2,500.00
  • $2,500.00 to open
  • Interest paid monthly

Six withdrawals per month at no charge (three of which may be by check); $10.00 per item fee if over six withdrawals in one month (including ATM/Visa Check Card transactions)