Business Checking

The Citizens Bank has several business checking account options to fit your business banking needs. Compare the features and choose the one that best fits the needs of your business.

Every business checking account includes:

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Compare Business Checking Accounts

 Totally Free Business CheckingBusiness Interest CheckingCommercial Checking

Best for

Perfect for most businesses!

Designed for sole proprietorships and not-for-profits!

For businesses with more complex banking needs!

Monthly Service Charge

No minimum balance

No monthly service charge

Only $1,500 minimum balance to avoid a low monthly fee of $6

Only $15 monthly service charge


1,000 FREE monthly transaction items*

1,000 FREE monthly transaction items*

Transaction items are just 15¢ each*



Competitive interest

Interest on deposit balances may offset activity fees




Coin and currency deposits just 50¢ per $1,000

Minimum opening deposit is only $25. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. *Transaction items include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Bank rules and regulations apply.

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