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Every personal checking account includes:

  • FREE Instant Issue Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking
  • FREE eStatements with online check images
  • FREE thank you gift and Buy back of your unused checks and debit cards from another financial institution

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Let us choose the best account for you!

Answer a few questions and we will select the best account for your banking needs.

Compare our Checking Accounts

Empty cell for layout Totally Free Checking50+ Interest CheckingPremier Interest CheckingChecking+
Best for Everyone Anyone 50 years or older Higher Balances People who want added benefits to their account
No Monthly Service Charge *Only $6 Only $4.95
Free Instant Issue Debit Card
Online Services - including Bill Pay, eStatements, and Mobile Banking
Thank You Gift
Cell Phone Protection*
IDProtect®**
Roadside Assistance*
Debit Advantage®*

Minimum opening deposit is only $25. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Ask us for details. Bank rules and regulations apply. *Monthly service charge of only $6 if account daily balance falls below $1,500. 

*Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. ** Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. 

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Ready to Open Your TCB Account?

TCB has an account for everyone! We make it easy and simple.

Let’s Get Started